Terms of use

Last updated October 21, 2026

These terms are an agreement between you and Avennd, LLC, a Tennessee limited liability company (“avennd”, “we”, “us”). They cover this website, avennd.com, and our waitlist. By using the site or joining the waitlist, you agree to them. If you don’t agree, please don’t use the site.

avennd isn’t open yet

avennd is still being built. Nothing on this site is an offer to open an account, give you a card, or provide any financial service. Features, prices and dates described here may change before or after avennd opens.

When avennd opens, using the app will need its own account terms, which you’ll be asked to agree to before you start. Cards and any money held for your family will also come with terms from our bank partner.

The waitlist

• You must be at least 18 to join, and the email must be yours.
• Joining is free and doesn’t promise you access, a spot in line, or a price. We may invite people in any order.
• We’ll use your email as our privacy policy says. You can leave the waitlist at any time.
• We may change or end the waitlist at any time.

Using the site

Please use avennd.com only for lawful purposes. Don’t:

• sign up other people without their permission, or use automated tools to fill in the form;
• try to get into parts of our systems you’re not meant to, or test them for weaknesses without our written permission;
• disrupt the site, or overload it with requests;
• copy the site to pass it off as your own, or pretend to be avennd.

Our content

The avennd name, logo, words, pictures and design on this site belong to avennd. You may look at and share links to our pages for your own, non-commercial use. Anything else needs our written permission.

Ideas you send us

We love hearing ideas. If you send us one, you agree we may use it without owing you anything.

No warranties

We work hard to keep the site accurate and running, but it’s provided “as is” and “as available”. To the fullest extent the law allows, avennd makes no warranties of any kind, express or implied, including that the site will be error-free or always available. Nothing on this site is financial, legal or tax advice.

Limits on our liability

To the fullest extent the law allows, avennd won’t be liable for any indirect, incidental, special or consequential damages, or lost profits or data, from your use of the site or the waitlist. Our total liability for any claim about them is limited to $100. Some places don’t allow these limits, so they may not all apply to you.

If something goes wrong

If you have a concern, please write to us first at help@avennd.com and we’ll try to sort it out. These terms are governed by the laws of the State of Tennessee and applicable federal law of the United States, without regard to conflict-of-law rules. Any dispute that we can’t sort out together will be resolved in the state or federal courts located in Tennessee, unless the law where you live says otherwise.

Changes

We may update these terms. When we do, we’ll change the date at the top. If you keep using the site after that, the new terms apply.

Contact us

Questions about these terms? Write to help@avennd.com.